Chocolate Chip Banana Bread is made with cream cheese to keep it tender and moist. With lots of chocolate chips, this one is a special treat! This Chocolate Chip Banana Bread freezes well so it’s a great make ahead dish for vacation or to keep in the fridge for when you need to deliver a sweet home-baked basket of goodies. 

Slices of chocolate chip banana bread on a plate.

After-school activities are in full swing right about now and college football is on the horizon! Are y’all super excited? We can’t wait to go watch our favorite Georgia Southern Eagles and Georgia Bulldogs get a start on whoopin’ some you-know-what this season!

At least we’re hoping that’s the way things turn out…

My regular Banana Bread recipe to me is the perfect breakfast food. It’s portable, freezes well, and is nourishing and comforting when people need nourishing and comforting.

And don’t we all need nourishing and comforting right now?

But this Chocolate Chip Banana Bread—well, this feels decadent and more than just comforting. This feels like your Grandma just walked in the front door and gave you a big old hug.

Slices of Chocolate Chip Banana Bread and two loaves with a cup of coffee.

How to Make Chocolate Chip Banana Bread

This recipe is quite different from my regular Banana Bread. This one has cream cheese, which I love in baked goods because it adds a little tang and a lot of moistness. I cannot stand dry cakes or breads.

And the chocolate chips…one-way ticket to Nirvana…

You can use bittersweet chocolate chips since this recipe does have a good bit of sugar, or you can use semi-sweet chocolate chips. They are both delicious additions to this tender, crumbly, sweet bread.

A side view of a cut loaf of Chocolate Chip Banana Bread.


  • Chocolate Chip Banana Bread is one of my favorite things to gift someone with, either someone who’s just had a baby or maybe when dropping off a sympathy meal. I love that you can make this bread a day or so before you need it, or even a week and store it in the freezer.
  • And you can even make smaller loaves in those mini loaf pans—then wrap your bread as a gift for Christmas!

Join Southern Food and Fun Community group
and Southern Potluck group!

And please follow us on social media:

Want to save this recipe?
Enter your email below and we’ll send the recipe straight to your inbox!
4.86 from 14 votes

Chocolate Chip Banana Bread

Chocolate Chip Banana Bread is made with cream cheese to keep it super tender and moist. With lots of chocolate chips, this one is a special treat!
Prep: 20 minutes
Cook: 1 hour
Resting Time: 40 minutes
Total: 2 hours
Servings: 16 servings


  • 2 sticks unsalted butter, softened
  • 1 8- ounce pkg cream cheese, softened
  • 1 cup granulated sugar
  • 1 cup brown sugar
  • 2 large eggs
  • 3 cups all-purpose flour
  • ½ teaspoon baking powder
  • ½ teaspoon baking soda
  • ½ teaspoon salt
  • 1 ½ cups mashed bananas (about 4 medium)
  • 1 teaspoon vanilla extract
  • 1 cup chocolate chips (bittersweet or semi-sweet)


  • Preheat oven to 350. Grease and flour two loaf pans.
  • Beat butter and cream cheese on medium speed until light and creamy. Gradually add sugars, and beat until well blended and creamy. Add eggs one at a time and beat until just blended.
  • Combine flour, baking powder, baking soda, and salt, and slowly add to butter mixture, beating on low speed until just blended. Stir in bananas and vanilla. Stir in chocolate chips.
  • Pour batter into loaf pans and bake for one hour, or until pick inserted in the center comes out clean. You may need to cover with foil the last 15-20 minutes to prevent over-browning.
  • Cool pans on a rack for 10 minutes, then remove bread from pans. Cool at least 30 minutes before slicing.


Recipe adapted from Southern Living’s Banana Nut Bread.


Serving: 16servings, Calories: 401kcal, Carbohydrates: 52g, Protein: 4g, Saturated Fat: 11g, Cholesterol: 70mg, Sodium: 273mg, Sugar: 33g
Course: Breads
Cuisine: American
Calories: 401
Keyword: banana bread, chocolate banana bread, chocolate chip banana bread
Love this recipe?Mention @southernfoodandfun or tag #southernfoodandfun!

Looking for more uses for your bananas? Check out this post on 66 Recipes Using Overripe Bananas.

Lucy standing behind a counter with a cheese board and glass of wine.

About the author

Hi, I’m Lucy! I’m a home cook, writer, food and wine fanatic, and recipe developer. I’ve created and tested hundreds of recipes so that I can bring you the best tried and true favorites.

Follow Lucy on social media:

You May Also Like:

Sign up with your email address to receive a 5-day series of Southern Cooking Secrets, followed by weekly emails with recipes and tips. We won't send you spam. Unsubscribe at any time.