Cream Cheese Banana Pudding is a delicious and easy version of banana pudding with a graham cracker crust, a cream cheese layer, vanilla custard, and of course, bananas!

Serving of cream cheese banana pudding on a plate.

At most Southern gatherings, there are a few dishes that are sure to grace the table: fried chicken, barbecue, pound cake, chess pie, and banana pudding. And it’s almost sacrilege to mess with any of those recipes.

While there may be slight variations, most everybody’s version of each of those favorites is going to be pretty close.

I wanted to test the waters though and see if I could come up with a different version of banana pudding. Not better, as my Homemade Banana Pudding is pretty darn awesome—just different.

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Why This Recipe Works

  • A layer of cream cheese filling is a delicious surprise to a banana pudding. Everyone loves the marriage of cream cheese + vanilla custard. ??
  • The graham cracker crust gives a perfect crunch to the creamy pudding.
  • This custard recipe is the best we’ve ever had and absolutely worth the effort. With that said, you can sure substitute boxed vanilla pudding. No judgement here!

Tools for Cream Cheese Banana Pudding

  • This dessert needs a pretty dish like this one.
  • You’ll need either a hand mixer or a stand mixer for this recipe.
  • Heavy-bottomed saucepan for the custard.
  • Fine mesh strainer for the custard.

Ingredients for Cream Cheese Banana Pudding

  • Graham Cracker Crumbs
  • Sugar
  • Butter
  • Cream Cheese
  • Milk
  • Cream
  • Eggs
  • Flour
  • Vanilla
  • Bananas
  • Vanilla Wafers
  • Salt

Pro Tip: In lieu of the homemade custard, you can omit the cream, eggs, and flour and instead use:

  • 2 boxes cook and serve vanilla pudding
  • sweetened condensed milk

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Cherry Cream Cheese Piequick and easy no-bake dessert!

How to Make Cream Cheese Banana Pudding

Step 1.

Start by making a simple graham cracker crust and bake it for about 8 minutes.

Graham cracker crust for cream cheese banana pudding.

Step 2.

Then spread a layer of cream cheese filling on top. I wanted to keep it simple and not bake the cream cheese, so I just mixed up a couple of blocks of cream cheese, a little sugar, and vanilla.

Cream cheese filling spread on graham cracker crust for cream cheese banana pudding.

Step 3.

Add a layer of bananas and then a layer of custard. You can add as many layers of bananas as you like: one over the graham cracker crust and one in between the filling is what I usually do.

And over the bananas I place a layer of crumbled vanilla wafers.

Crushed vanilla wafers on top of custard for cream cheese banana pudding.

For the custard, I use the same custard recipe that’s in my Homemade Banana Pudding.

It’s an old-fashioned vanilla custard recipe that I got from The Gift of Southern Cooking: Recipes and Revelations from Two Great American Cooks, Scott Peacock and Edna Lewis’ cookbook collaboration.

I’ve never, ever tasted a more divine custard.

Pro Tip: If you’re in a hurry, you can use a box of vanilla pudding mix and add sweetened condensed milk for some of the milk. It’s not as good as homemade but it will do in a pinch.

Step 4.

For the top layer, I crumble some vanilla wafers and sprinkle them over the custard. And that’s it!

Pro tip: You can add a layer of whipped cream over the custard if you like, but I thought that might be a bit much so I kept it simple with just the cream cheese and custard.

More Tips

  • Store the Cream Cheese Banana Pudding in the refrigerator.
  • This recipe is best served the day it’s made. However, you can make the individual components a day or even two ahead: bake the graham cracker crust, the cream cheese filling, and the custard. Store them separately in the refrigerator.
  • I would not suggest freezing this recipe.

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5 from 3 votes

Cream Cheese Banana Pudding

Cream Cheese Banana Pudding is a delicious rendition of banana pudding with a graham cracker crust, a cream cheese layer, vanilla custard, and of course, bananas!
Prep: 30 minutes
Cook: 8 minutes
Total: 38 minutes
Servings: 10 servings

Ingredients 

Graham Cracker Crust

  • 2 ½ cups graham cracker crumbs
  • ½ cup granulated sugar
  • cup melted butter

Cream Cheese Filling

  • 2 8- ounce blocks Philadelphia Cream Cheese
  • ½ cup granulated sugar
  • 1 teaspoon vanilla

Custard

  • 2 cups whole milk
  • 2 cups heavy cream
  • 1 vanilla bean
  • 12 egg yolks
  • ¾ cup sugar
  • all-purpose flour
  • ¼ teaspoon salt
  • 3 teaspoons vanilla extract

Other Ingredients

  • 4 ripe bananas
  • 1 box vanilla wafers, crumbled

Instructions 

Graham Cracker Crust

  • Preheat oven to 375. Stir together crumbs and sugar. Add melted butter and mix until well-blended. Spray a 9×13-inch baking dish with cooking spray and spread crumb mixture in the dish to make a crust. Bake about 8 minutes. Remove from oven and allow to cool.

Cream Cheese Filling

  • In large bowl, beat cream cheese for 5 minutes. Add sugar and beat until light and creamy. Add vanilla and beat until combined.

Custard

  • Twist the vanilla bean but don’t scrape it and then add it to a medium pot with the milk and 1 cup of the cream. Heat slowly until almost simmering and then cover, remove from heat and allow to steep for 20 minutes.
  • Put the egg yolks in a bowl and whisk in the sugar, then the flour and salt. Whisk until completely smooth and make sure there are no lumps hiding in there. Remove the vanilla bean from the milk and slowly whisk the milk into the egg yolks. Then put all of the goodness back into the saucepan and cook over medium-high heat until the custard thickens, whisking constantly. This should take about 3-5 minutes.
  • Be sure you scrape the bottom and sides of the pan. After the custard begins to boil, cook for one minute longer and then remove it from the heat. The custard will be very thick. Strain through a fine-meshed sieve into a large bowl.
  • Immediately whisk in the remaining 1 cup of cream and three teaspoons of vanilla. Continue whisking until the cream is completely mixed in.

Layering

  • Spread cream cheese over the graham cracker crust. Sprinkle some vanilla wafer crumbs, then add a layer of sliced bananas. Spread custard over the bananas and sprinkle remaining vanilla wafer crumbs over the top. (You can layer bananas between the graham cracker crust and the cream cheese too.)

Notes

Tips for the Best Cream Cheese Banana Pudding:
  • In lieu of the homemade custard, use two large boxes of cook and serve vanilla pudding mix. Use sweetened condensed milk for some of the whole milk and add some vanilla.
  • Store the Cream Cheese Banana Pudding in the refrigerator.
  • This recipe is best served the day it’s made. However, you can make the individual components a day or even two ahead: bake the graham cracker crust, the cream cheese filling, and the custard. Store them separately in the refrigerator.
  • I would not suggest freezing this recipe.

Nutrition

Serving: 10servings, Calories: 694kcal, Carbohydrates: 70g, Protein: 15g, Saturated Fat: 22g, Cholesterol: 342mg, Sodium: 675mg, Fiber: 1g, Sugar: 51g
Course: Desserts
Cuisine: American
Calories: 694
Keyword: cream cheese banana pudding
Love this recipe?Mention @southernfoodandfun or tag #southernfoodandfun!

Update Notes: This post was originally published February 15, 2018, and on January 12, 2019, was updated with one or more of the following: step-by-step photos, video, updated recipe, new tips.

Lucy standing behind a counter with a cheese board and glass of wine.

About the author

Hi, I’m Lucy! I’m a home cook, writer, food and wine fanatic, and recipe developer. I’ve created and tested hundreds of recipes so that I can bring you the best tried and true favorites.

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